defective auto parts

Defective Auto Parts and Knowing When to File a Claim

What are the realities of defective auto parts?

Today's automobile companies manufacture their cars almost exclusively by robots on automated assembly lines. Most people assume that their cars are well-built, precise, and always up to standards. However, every year manufacturers recall automobiles for defective parts that cause serious harm to innocent consumers.

Because of the high expense of a recall, many manufacturers only recall defective automobiles after they have injured someone. Of course, they may be unaware of the defective part, but some still choose to ignore the problem. For example, airbag manufacturer Takata failed to disclose the dangers their product posed to consumers resulting in serious injuries and deaths, even though they were aware of the defects.

What should I know before filing a defective auto parts claim?

Because the litigation process is complicated, gather as much information as possible before filing a claim. If you're injured and you suspect a defective part is to blame, you should:

  1. Identify the suspected defective part
  2. Identify the manufacturer of that part or parts
  3. Know how the defective part contributed to your injury
  4. Keep detailed records including trips to the emergency room, your doctor, police reports
  5. Take pictures of your automobile, especially the affected part or parts

What are some common defective auto parts?

While there are thousands of automobile parts that can be defective and lead to injury, the most common are:

  • Airbags
  • Tires
  • Seat belts
  • Brakes
  • Headlights

How should I file a claim?

Finally, if you're injured, you do not have to go through this complicated experience alone. An experienced lawyer will help you navigate the intricacies of defective auto parts litigation.  and determine who should be held accountable for your suffering. We recommend consulting a personal injury lawyer to discuss your options. Call Kelly Reed at 304-292-2020 to schedule your free consultation.

uninsured motorist

Uninsured Motorist and Filing an Auto Accident Claim

Can I make a claim if I was in an accident with an uninsured motorist?

If you were in an accident with an uninsured motorist -- a driver that has no insurance--then you may be able to recover damages under your own insurance policy. According to West Virginia Code §33-6-31, every insured driver is required to have Uninsured Motorist Coverage for these minimums:

  • $25,000 property damage
  • $20,000 for one injury or death
  • $40,000 for two injuries or deaths

Furthermore, insurance companies must give you the option of purchasing more coverage for uninsured and uninsured motorist. You may decline the option to have more than the minimum coverage for uninsured coverage or any coverage at all. However, we recommend that you purchase uninsured and underinsured insurance. Purchase insurance in equal limits as your liability coverage, as rates are fairly reasonable.

What should I do if my insurance company is denying my claim?

Because they don't want to compensate you, many insurance companies deny coverage for any reason. Therefore, it is a good idea to contact a lawyer, if your insurance company is denying your claims for coverage. 

What should I do after the accident?

Consequently, after being hit by an uninsured motorist, it is important to put yourself in the best possible position by:

  • Taking photographs of the damages and the accident scene
  • Getting the information of the other driver
  • Calling the police so they can fill out an accident report
  • Visit your doctor to get a professional opinion on the nature and extent of any potential injuries
  • Consult with a lawyer about your options

An experienced lawyer can help you determine a proper, fair course of action after the accident. Kelly Reed and her team has won millions of dollars in compensation for her clients. Call today to schedule an initial free consultation. 304-292-2020.